You probably think of your renters insurance as protection for your furniture and other belongings. If there is a fire, theft, or other event that causes your property to be lost or damaged, renters insurance will probably help you recover from that loss.
Liability Protection for Visitors
Renters insurance has another important benefit. If someone is injured on your Round Rock, TX property, and it is determined to be your fault, your insurance will help to take care of that person’s injuries. At DGIA LLC, we want to help you understand how renters insurance can help you when there is an accident.
It can be frightening when someone is injured, and a lawsuit will be the last thing on your mind. Your first priority will be making sure that the injured party gets the help they need so they can start the road to recovery.
When the accident is your fault, your insurance will pay up to your policy benefits for the medical bills of the injured person. That includes medications, follow-up treatments, and even legal fees if your visitor decides to sue you. You are only responsible for paying your deductible before your insurance starts paying on the claim.
Limitations On Liability Protection
Unfortunately, this protection does not extend to anyone who is living in your home. If you or a family member are injured, you will probably need to use regular health insurance to pay for your medical bills.
Reach Out To Us
If you live in or around Round Rock, TX, DGIA LLC can help with all your renters’ insurance needs. If you have any questions or want to make sure you have enough coverage, please feel free to call today.
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