Classic Car Insurance in Texas

Let DGIA - Daniel Gutschewski Insurance Agency of Texas help you decide how to protect your vehicle using regular auto or classic car insurance. Our office serves Texas drivers with both auto insurance options.

Why Classic Car Insurance?

Texas requires you to carry auto insurance in certain amounts, but you can pay less to insure a classic car if you agree to the stipulations of a classic car policy. DGIA - Daniel Gutschewski Insurance Agency wants you to enjoy the best vehicle protection. For those with a high-value vehicle of 25 years of age or older, that means insuring it with classic car insurance.

Our Round Rock, TX agency offers classic car policies that provide you with the required state minimum coverage of:

bodily injury coverage of $30,000 per person,
bodily injury coverage of $60,000 per accident,
property damage coverage of $25,000 per accident,
personal injury protection (PIP) coverage of $2,500.

The classic car policy provides full coverage, so your vehicle receives the same great coverage as the other drivers’ vehicles.

Benefits of Classic Car Policies

Because you agree as the classic car policy stipulates only to drive your vehicle 1,000 miles per year, you incur a much lower policy cost than with regular auto insurance.

If you have ever needed to replace a part for a vehicle, you know that insurance sometimes only covers the aftermarket parts. Not so with classic car insurance. It pays for a replacement OEM part that fits the vehicle period.

Let’s say the car gets totaled in an accident. Classic car insurance pays the cost of a replacement vehicle, typically. You can request other valuations in the policy, but most use actual value.

Contact DGIA - Daniel Gutschewski Insurance Agency Today

Classic car insurance from DGIA - Daniel Gutschewski Insurance Agency fully protects you, your classic vehicle, and the other drivers on the road. Contact our Round Rock, TX office today for classic car insurance to protect your collector’s vehicle or exotic car.