Auto Insurance in Texas

DGIA - Daniel Gutschewski Insurance Agency of Texas offers drivers the auto insurance they need to protect their autos and the liability they incur because of them. Texas requires auto coverage before you can drive on its roads.

The agents in our Round Rock, TX office will happily set you up with the auto insurance that Texas requires, but we’ll also explain why obtaining a higher level of coverage makes more sense. Auto insurance mandates like those the state of Texas passed only cover the other driver. Without adding collision and comprehensive, your vehicle goes without coverage.

State Auto Insurance Requirements

Before driving in Texas, you must purchase auto insurance that provides bodily injury, personal injury protection, and property damage coverage. The minimum car insurance policy you can buy includes:

bodily injury coverage of $30,000 per person
bodily injury coverage of $60,000 per accident
property damage coverage of $25,000 per accident
personal injury protection (PIP) coverage of $2,500, which you can waive in writing

Although this covers your liability, the state minimums often don’t completely cover the costs of an accident you caused.

Adding Coverage to Protect Yourself

You can and should increase your coverage to include comprehensive and collision. Those two-options cover damage to your vehicle. Also, talk to one of our insurance agents about increasing your PIP coverage because $2,500 won’t even cover one night’s stay at a hospital. These additional insurance options protect you and your passengers by covering your injuries and vehicle damage even if you incurred them in a single-vehicle accident.

Contact DGIA - Daniel Gutschewski Insurance Agency Today

Protect your vehicle and health and that of the other drivers on the road with auto insurance from DGIA, LLC. Contact our Round Rock, TX office today for auto insurance that protects you in multiple ways.