Insuring Classic Cars: What You Need To Know

At DGIA LLC, we offer a multitude of vehicle insurance products in the Round Rock, TX area.

We specialize in protecting your investment in SUVs, motorcycles, RVs, and classic cars. Many people have a vague understanding of classic cars, often associating them with vehicles from an era long past.

Defining a Classic Car

While the term ‘classic car’ is widely used among car enthusiasts to impress various connotations, for registration and insurance purposes, a classic car is defined as a vehicle that is at least 20 years old but not more than 40 years old.

Among classic car aficionados, though, a classic car can be any vehicle that’s rare, unique, or produced in limited quantities.

Why Proper Insurance Matters for Classic Cars

Classic cars tend to be insured differently from daily-use vehicles, primarily because their values are often higher than standard "book value." Furthermore, classic cars are usually driven less frequently and may be stored securely or transported to special events and car shows via trailers. Ensuring these vehicles requires an approach that considers this scenario.

Get A Classic Car Insurance Quote from DGIA LLC

If you’re a resident of the Round Rock, TX area and own or are considering owning a classic car, DGIA LLC can help safeguard your investment. We understand the nuances of unique vehicles and collaborate with insurers who specialize in these cars. Contact us today to discuss your classic car, how you plan to use it, and how to best insure it. We are here to assist you.