Category: Boat/Watercraft Insurance

Are you a boater, or have you considered getting a boat or watercraft? Then, it would be best to understand the importance and benefits of boat/watercraft insurance. Even though boat accidents are not as common as car accidents, you still should think about how to protect your precious investment. Here is the list of several benefits you should be aware of:

• Proper damage protection – The primary purpose of boat/watercraft insurance is to protect you and your watercraft against any damage caused by such unpredictable things as storms, fires, vandalism, accidents, and others. 
• Theft coverage – This insurance also protects boat owners from theft. It is especially important and necessary if you live in a high-crime area. 
• Emergency towing – Many boat/watercraft insurance policies also include emergency towing. With this option, you do not have to worry; you are stuck on your boat in the middle of nowhere and need help. 
• Peace of mind – It is another essential benefit of boat/watercraft insurance. When you know that you and your boat are covered and protected, you have peace of mind that allows you to enjoy boating. 
• Cost-effectiveness – It is worth having boat/watercraft insurance. It is cheaper for you to pay for it every month than to cover repairs or even replacement of your watercraft if it is damaged or stolen. 

Boating is an exciting experience that provides you with joy and adventure. However, it would be best to consider getting boat/watercraft insurance to enjoy your worry-free and stress-free voyages. If you live in Round Rock, TX, or any other nearby area in Texas, DGIA LLC is an insurance company ready to help you find the perfect policy. At DGIA LLC, we specialize in different types of insurance, including boat insurance as well, and we work with clients in Round Rock, TX, and other towns. Feel free to visit our website or call us for insurance options. 

If you’re looking for boat insurance in Round Rock, TX, we can come to your assistance. DGIA LLC is an insurance provider that can meet your boat insurance needs. 

There are a few important rules that boat owners should follow when they buy insurance.

The following are four rules to follow when you buy boat insurance:

Choose an agreed-value policy

You can choose whether you buy an agreed value policy or an actual value policy. Agreed value policies are ideal because they ensure that you’ll be compensated for a certain amount in the event of a total loss. This way, you won’t be compensated less because your boat has gone down in value as a result of depreciation. 

Be aware of the boat insurance requirements you must meet

Boat owners are often required by their boat loan lender or marina to have boat insurance. You need to know how much coverage you’re required to have to make sure that you’re meeting the rules of your lender or marina. 

Buy added liability coverage

Investing in added liability coverage can really pay off. Liability expenses can be very high if you are held responsible for a boating accident. With added liability coverage, you can avoid having to pay expenses out of pocket. 

Make sure you have total salvage coverage

Some boat owners overlook total salvage coverage when they buy boat insurance. If your boat gets wrecked, salvage coverage will pay to remove it from the water. This can be a significant expense, so you’ll definitely want to include coverage for 100 percent of salvage costs. 

Reach Out To Us

When you buy boat insurance, you need to get policy quotes on insurance providers offering coverage in Round Rock, TX. Call us at DGIA LLC and we’ll give you a quote on a policy that will cover your boat.