Category: Motorcycle Insurance

In the aftermath of a motorcycle collision in Round Rock, TX, it’s crucial to prioritize your safety and health, as well as that of anyone else involved. Documenting any medical treatments or injuries sustained can profoundly impact your insurance claim, especially if personal injury elements exist.

Gathering Witness Information

Make an effort to gather witness statements about the collision. Detailed witness information can help establish the accident facts more clearly.

Contacting Law Enforcement

Report the accident to law enforcement if it caused significant damage or injuries. A police report can serve as valuable documentation for your claim, providing an objective record of the incident, which can be critical for the insurance process to establish the facts.

Notifying Your Insurance Company

You should provide your insurance company with a clear and concise account of the incident, including all the documentation you’ve gathered. Early notification can expedite the claims process and ensure you comply with your policy’s reporting requirements.

Assessing Repair Options

Obtain estimates from several repair shops and discuss these with your insurance provider. Selecting a quality repair shop will ensure your motorcycle is brought back to its pre-accident condition.

Understanding Claim Settlement Offers

After your insurer evaluates the claim, they will present a settlement offer. Review this offer carefully, considering the repair costs and other expenses incurred. If the offer seems unfair, discuss it with your insurer and provide supporting documentation for reconsideration.

Keeping a Claim Diary

It is advisable to maintain a diary of all communications and actions relating to your claim. Record dates, times, and summaries of discussions with your insurance provider, repair shops, and any other relevant parties.

DGIA LLC Helps Guide You

Let DGIA LLC assist you in understanding how motorcycle insurance can be a lifesaver in the long run. Our team covers the Round Rock, TX area. Contact us today.

Just like automobile drivers, anyone operating a motorcycle in Texas must have basic liability coverage. Round Rock, TX is a great place to ride a motorcycle, as there are opportunities all throughout the year to experience the weather and the seemingly endless miles of roads with beautiful scenery. This is a great area for ready access to both nature and everything you want to experience in the city. 

Hoover, you still need to make sure you have adequate protection. Anyone can be in an accident, and at DGIA LLC, we want to make sure you have the protection you need ahead of time.

What Is Covered Under the Minimum Policy?

Some people think they can save money by purchasing the least expensive insurance, but this will often leave them without the coverage they need. The minimum legal policy only requires liability coverage, which would pay out to a victim if you caused an accident.

However, medical bills often exceed those amounts. The minimum requirements also do not cover any kind of damages.

What Other Kinds of Protection Can You Get?

Speak with your agent about whether you really feel comfortable with the smallest amount of coverage. Also, discuss other ways you may be vulnerable. For instance, extra coverage will help protect you in these circumstances:

• When the other driver doesn’t have insurance or doesn’t have enough insurance, your uninsured/underinsured policy will help cover you.
• Collision coverage protects you if you are at fault.
• Comprehensive coverage steps in for other kinds of damage, like weather-related incidents or vandalism.

Those aren’t the only kinds of hazards you may face. At DGIA LLC, we want to make sure you have peace of mind by getting the protection you need to ride in Round Rock, TX. Call today to see what we have to offer!