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DGIA, LLC

1 Chisholm Trail Rd., Bldg. 1, Ste. 450
Round Rock, TX 78681

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Does car rental and towing come standard on an auto policy?

At DGIA LLC in Round Rock, TX, we understand that auto insurance isn’t a one-size-fits-all package. It’s more like a visit to Burger King, where you can genuinely ‘Have it your way.’ You have the power to customize your policy to suit your unique needs, meaning not everything is automatically included.

When it comes to auto insurance in Texas, specific state requirements must be met. These include a minimum of liability insurance coverage, with any additional coverages considered as ‘extras’ that you can choose to add to your policy.

Rental and Towing Coverages

Rental car coverage is a policy add-on that provides you with a vehicle to use after an accident. It’s designed to keep you mobile, whether you need to get to work, school, or anywhere else while your car is being repaired.

Towing coverage is often a 24/7 option that comes in handy when your vehicle is inoperable and you need it towed to the shop for repairs, to a body shop, or anywhere else you wish for your car to be taken so that it is off the side of a dangerous highway. Towing coverage also includes pulling you out of a ditch, jumpstarts, tire replacement (putting on your spare tire), or bringing you essential fluids like water or gasoline to get you going again.

It’s important to note that many insurance policies don’t offer rental or towing on a standard liability policy. You might be required to have comprehensive and collision coverages on your policy.

More Information on Rental and Towing Coverage

At DGIA LLC in Round Rock, TX, we are here to answer your questions about rental and towing coverages. We will inform you about what they cover, whether coverage can be added to your policy, and the cost of adding them. Give us a call at (737) 332-3442.

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