Is your restaurant prepared to handle rising floodwaters? Consider your establishment’s risks and then research the flood insurance coverage that is right for you.
Inadequate Drainage Conditions
Inadequate drainage conditions could affect the extent of flooding your restaurant incurs. Inspect the drainage materials located in your restaurant’s kitchen and assess the drainage materials installed on the land where your restaurant is located. Consider insuring the drainage components and adding flood protection to your insurance policy.
Flood Zone Considerations
A flood zone is a region with an enhanced risk of flooding. If your restaurant is located in a flood zone, it is imperative to seek the coverage needed to protect your establishment from rising floodwaters. If your restaurant isn’t located in a flood zone, use your own judgment to determine if you would benefit from obtaining flood insurance.
Business Essentials
The business essentials you rely on each day should be insured. Appliances, furnishings, computer equipment, and other critical business items can be added to your flood insurance policy. The items you list in your policy will be protected from water damage and contaminant damage. If your restaurant is damaged during a flood, you can seek drying processes and cleaning processes. The actual coverage amounts will be outlined in your flood insurance policy.
Business Updates To Consider
Once you have acquired flood protection, keep track of any updates made at your place of business. For instance, if you ever decide to renovate your restaurant, you may need to update your flood insurance policy.
Contact An Insurance Agent in Round Rock, TX
Contact one of our agents at DGIA LLC to discuss flood insurance products and to have your restaurant’s insurance policy updated.
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